Aave V3 (Polygon) stMATIC Collateral Risk MonitorBin 1.1: users with e-mode and with >=80% collateral - stMATIC and >=80% debt - MATICBin 1.2: users without e-mode and with >=80% collateral - stMATIC and >=80% debt - MATICBin 2: Aave users with stMATIC collateral and >=80% debt - not MATICBin 3: All other Aave V3 users with stMATIC collateral on Polygon